No Money Down Auto Financing

Contrary to popular belief, it is possible to get an auto loan without putting any money down, even if your credit isn’t the greatest.  Even people declaring bankruptcy and people living on fixed incomes can get no money down auto financing from some lenders.  But depending on the loan to value ratio those loan’s interest rates could be much higher than loans including a down payment.  Another way to get an auto loan with no money down is to trade in a vehicle.  You can have your used vehicle’s appraised value deducted from the purchase price of the new vehicle.  You may need to make a down payment, though, if you still owe money on the vehicle you’re trading in.
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