Private Party Auto Loan

If you’ve found a used car in the newspaper, Ebay, Craigslist, or from some neighbor, you may not have all the money you need to buy the car. That’s where a Private Party Auto Finance Loan comes in handy.

When you have good to excellent credit, you’ve earned a low rate on any car from any private party, from our financing partner LightStream, the nation’s premier online consumer lender and a division of SunTrust Bank.

(For used or classic car loans from a dealer, click here.)
Here’s what else you can expect with a LightStream loan:
Competitive fixed rates, backed by LightStream’s Rate Beat Program 

  • No fees or prepayment penalties
  • Financing from $5,000 to $100,000
  • A refreshingly simple online loan process
  • Same-day funding available†
  • Your best loan experience ever

LightStream will even plant a tree once your loan is funded!
*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

†You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

© 2017 SunTrust Banks, Inc. All rights reserved. LightStream and SunTrust are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners. Lending services provided by SunTrust Bank, member FDIC.

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