Free Credit Report
Is anything really FREE these days? Actually, some things in life are free, such as your credit report. The FTC (Federal Trade Commission) has the focus on “Protecting America’s Consumers”. Due to the high level of importance put on your credit report, it’s extremely important for you to know what’s on it. It’s so important, that it’s now the law that you should get it for FREE.
Where do I get it?
The only authorized source to get a Free Credit Report, is at AnnualCreditReport.com. The Fair Credit Reporting Act mandates that the 3 national credit reporting agencies (Experian, TransUnion and Equifax) provide 1 free report every 12 months. You can also get it by calling them at 877-322-8228, or by filling out the Annual Credit Report Request form and mailing it to Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.