my husband and I need a new SUV, but our credit stinks. Our home loan lender sent out a foreclosure notice on our home that was not even ours…we pay our mortgage on time. Somehow we were messed up with another couple same last name, but it is still not off of our credit. Can we still get auto financing?
Without knowing more about your credit situation, I can’t say if it is possible or not. Your situation would be better without the error on your credit report, but maybe if you explain the error to the lender, and have supporting documentation that proves it shouldn’t be there, they would overlook it. For a more complete analysis, please fill out the Auto Financing Application.