AutoFinancing.net

Cash Advance - Pay Day Auto Loans

admin — Wed, 16 Apr 2008 20:30:41 +0000

If you are in need of some quick cash, sometimes the only option is a Pay Day Loan. PayDay Loans are small (up to $1500), unsecured, cash advances that are meant to get someone through to their next pay day. The issue comes when people don’t have the money to pay it back after the next payday. This solution should be a last resort, but it is something that could help out in the right circumstances. Before applying for a Pay Day Loan, please read about it in Wikipedia.

Get up to $1500 for Anything!!!

Private Party Auto Financing - Person to Person

admin — Thu, 10 Apr 2008 13:02:43 +0000

If you’ve found a used car in the newspaper, Ebay, Craigslist, or from some neighbor, you may not have all the money you need to buy the car. That’s where a Private Party Auto Finance Loan (also called a Person to Person Loan) comes in handy. After your application is submitted, you will be approved for a certain amount, and sent a check. You will then write that check to the seller, and take your car.

Person to Person Auto Loan

Any Dealer Financing - Blank Check

admin — Wed, 09 Apr 2008 23:39:24 +0000

If you already have a new or used car in mind at a sepcific dealership, and the car is worth more than $7,500, you should apply for a Blank Check Auto Loan. This type of loan allows you to purchase a car at any dealer, and negotiate as if it were cash. If nothing else, it gives you negotiating leverage with dealers on the loan terms that they offer you. There is no obligation to use the check (which can be any amount between the minimum and the maximum approval amount). If the dealer offers you a better rate, you just tear up the check.

Any Dealer Auto Financing

How will this application impact my Credit Score

admin — Thu, 03 Apr 2008 14:35:01 +0000

There is alot of concern out there that by shopping around for the best price on car financing will hurt your credit. That is untrue. According to MyFico.com, “most credit scores are not affected by multiple inquiries from auto or mortgage lenders within a short period of time. Typically, these are treated as a single inquiry and will have little impact on the credit score.” The lenders know that you aren’t going to take all the car loans you apply for, and you shouldn’t be punished for doing your homework to find the best rate available for you. That should actually be considered a good thing. This time period for loan shopping and how it is considered 1 inquiry is typically 3o days.

Get Out of a Lease Early

admin — Wed, 19 Mar 2008 13:33:56 +0000

If you are in a lease that you would like to get out of (either because payments are too high, or it’s time for a different car), chances are, you are going to have to pay the remaining balance on the lease. You can apply for a Lease Buyout Loan if it is near the end of your lease, or you can use a service like those found at swapalease.com. You can post the information about your car, and the price you are looking for (either your payment, a little less, or a little more).

Exit your car lease NOW!

Lease Buyout Loan

admin — Wed, 19 Mar 2008 13:17:17 +0000

What it is?

If you leased your car, when the lease is up you have the option to give it back, or buy it for the residual value. The dealer will offer you financing on that value, but it might not be competitive. You should get a Lease Buyout Loan Quote.

Why do it?

If you want to keep your leased car, you can get a Lease Buyout Loan

How do I do it?

All you have to do is fill out our simple Lease Buyout Loan Application, and you’ll be on your way to owning the car.

Bankruptcy Auto Financing

dan — Thu, 06 Mar 2008 16:00:22 +0000

Bankruptcy auto financing becomes much more difficult to come by than other types of auto financing. By definition bankruptcy is a difficult financial position to be in, but trying to acquire bankruptcy auto financing can be a steep climb. Many lenders will not even accept an application if there is a bankruptcy, but there are many that will. We have partnered with a number of lenders that focus on bankruptcy auto financing, and have had very good luck in placing our applicants with a lender.

Apply for Bankruptcy Auto Financing.

No Credit Check Auto Financing

dan — Thu, 06 Mar 2008 15:59:51 +0000

No credit check auto financing usually applies to people who have recently declared bankruptcy or have had their homes foreclosed, and have a good source of income or collateral. To receive no credit check auto financing you are required to provide proof of significant collateral and/or income. You must provide lenders with accurate information and try to prove you will pay back the loan. With no credit check auto financing lenders are relying on the veracity of your documentation and your character. Therefore, if this is a path you want or need to take then you must be prepared to provide this information and understand that your background will be scrutinized more than in a general auto financing situation.

Apply for other forms of auto loans.

Television Auto Financing

dan — Thu, 06 Mar 2008 15:59:12 +0000

Television auto financing is a more unorthodox method of purchasing a car, but it is frequently used. You often will see commercials on television for companies that offer auto financing so this is one way they try to market their auto loan products. Television auto financing is similar to others so you need to do your homework on the company offering this service. Just like any other lenders television auto financing companies can be legitimate or crooked. So look up these companies on the Internet and through the Better Business Bureau to see if their services are worth trying.

Apply for other types of auto loans.

Fresh Start Auto Financing

dan — Thu, 06 Mar 2008 15:57:50 +0000

Fresh start auto financing usually applies to those that have had some sort of financial storm and need to start over again. Maybe you declared bankruptcy or had a home foreclosure, these are perfect examples when fresh start auto financing is applicable.

Now that your storm is over you need to determine the path you need to take in order to secure financing for your car. The best path is to rebuild your credit. By proving to lenders that you can be counted on to make full and timely payments your credit will be restored. So fresh start auto financing is a step you can take to building up your credit score so that obtaining any type of future loan will not be problematic.

Apply for other types of auto loans.