Do you have a question about Auto Financing? Ask our Auto Financing Expert. Make sure your question is general and does not include personal information. The best questions will be posted on our website.  If you have a non-financing question, please try Car Faqs.

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  1. Where can I find auto financing best rates?

    Auto Financing Best Rates are given to consumers with a very high credit score. Our service can give you best rates for auto financing by completing this simple form. It only takes one minute.
    Apply Now

  2. I have current autofinancing and I want to refinance. My credit score is around 530. Can u help?

    Thanks,
    Reza

    Yes, I can help you. For your situation, I would suggest visiting our partner. They do not have a specific credit score requirement. Their basic requirements are

    - You and/or co-qualifier must be at least 18 years of age.
    - Minimum income of $2,000 per month or $24,000 per year.
    - Time at residence, last 2 locations greater than 6 months.
    - Time at job, last 2 employers greater than 6 months.
    - No open bankruptcies.
    - Valid social security number.

    Once you complete the application, they will send you up to 4 refinancing quotes.

    Apply for an Auto Refinancing Now

  3. I have a credit score of 501. How hard would it be to get financing on a car?

    We offer auto financing for people with all different credit scores. We actually have someone that specializes in special auto financing. The lower the credit score, the higher interest rate you could potentially pay. But we will try and get you the lowest auto financing rate for your given credit score.

    If you have not already, you can complete our Auto Financing Application.

  4. i am looking to purchase a vehicle from a private seller not a dealer ship. if i get approved for auto financing, am i able to buy the car from this person?

    What you are looking for is a person to person auto loan. Although we do not offer person to person auto financing, we have a partner that does. In fact, you fill out a single application, and they will give you up to 4 auto financing offers.

    Apply for a Person to Person Auto Loan Now

  5. How to obtain my auto loan balance via Chase auto finance web site?

    To obtain your balance for a Chase auto loan, you can visit their website at Chase auto finance. Login with your username and password. If you do not have a user id, click on the top left “Go” button for “Get a User ID”. When you login, you should see your Chase auto finance balance. If you do not, please call the phone number on your paper statement.

  6. Can I finance a car through you if I buy from a independent dealer?

    You should look at our Blank Check Loan. This will allow you to go to any dealership and purchase a car without having to go through their financing.

  7. we want to refinance the car out of my wife’s name into my name only. Can this be done?

    Yes, this can be done. But you will also need to change the title of the car into your name only in most states. Although we do not offer auto refinancing, we have a partner that can assist you with this.

    Auto Refinance

  8. I have a car but my sister is financing the car for me and we were jsut trying to figure out how to get the car out of her name and put it in mine because she is looking to purchase a car? Can you please help us ?

    Hi. I believe what you are looking for is auto refinancing. Since you want to change the name on the auto financing, you will also most likely be required to change title to match the auto refinancing. This should point you in the right direction.

    Auto Refinancing

  9. have a veichel that i still owe on so how would that work?

    You would need to get your vehicle some Auto Refinancing

  10. hi,i have 2004 dodge,dakota in very good condition with a 5300
    milles.what chances the i have if it’s trade for another car.
    still own 16500.
    regards
    j.e.

    You would need to get your vehicle refinanced. Although we do not offer auto refinancing here, we do have a partner that can help you.

    Dodge Auto Refinance

  11. how can i change a person to person auto loan?

    If you want to change a person to person auto loan, I would suggest consulting an attorney. If you do not want to, make sure you get any changes in writing, and signed by both parties. You may also want to have a witness. If you seek new person to person auto financing, please visit our partner site.

    ==== Apply for an Auto Loan Now ====
    Apply for a Person to Person Auto Loan

  12. With repossessions on my credit report, can i get financed for a new car with little or no money down?

    There are many factors we look at when deciding when to provide you with auto financing or not. We do accept applications from people with past repossessions and low or no down payments. It does not hurt to apply since it is a completely free service.

  13. Do i get to choose the dealership i want to go through? Am i going to be provided with a list of dealerships willing to finance me?

    After you complete the auto financing application and been approved, you will be provided with one or more auto dealerships that is willing to finance you. You can then choose the car dealership right for you.

  14. With bad credit and repossessions on my credit report, can i still be financed a new car with $500 or less down?

    We do accept applications for auto financing for bad credit and previous auto repossessions. A lot of it depends on how much time has passed since the repossession. We have financing options for different down payments. Feel free to apply now.

  15. I have a 2006 chevrolet truck I would like to trade in for the same make and model but get a 4WD. Is there a way I can get this accomplished without a large down payment?…thanks…..sid

    A lot of it depends on the condition of your current truck and on how much you still owe on the truck. I would suggest visiting our partner site at trade in value. They can let you know how much you can get as a trade in towards the 4wd truck that you seek.

  16. I was looking at a vehicle at a dealership. can you help me with the financing?

    Yes I can. It is good to get an auto financing quote from us before visiting the dealership to buy that car. Hopefully we will be able to offer you lower auto financing rates than the car dealership can.

    Apply for Dealership Financing Now

  17. I want to refinance a car loan to get payments lower. How can I do that?

    I have good news for you. I can help you. The best way to get lower payments is to visit our partners at Auto Refinance
    . They will collect your information and provide you with up to 4 lenders willing to help you lower your payments. They compete for your business.

  18. Are you auto brokers or an auto lender?

    We are auto brokers. You provide us with your information and we find the best financing for you. If you have completed our auto financing application, someone will be in touch with you shortly with more details. If you need further help, please feel free to contact us.

  19. I am currently on a seasonal lay-off from my employer collecting unemployment. Will not return to work for at least a month. I have a 2000 GMC Sierra Z-71 4 door pick-up truck w/ 70,000 miles. Both myself & my wife are listed as owners so we’d be refinancing together.Can we refi the auto with me on lay-off? Thank you

    There are many factors that will help the auto financing decision beyond just your employment status. We also look for credit scores, past reposessions, and more. Please read our page on auto refinancing to find the application.

  20. towhomconcerns;Icurrently am financed with GMAC auto financing. I need to try to get my vehicle at cheaper payment and better interst rate thankyou,kevin two months ago my credit was 585.also I AM DISABLED.

    Although we can not refinance an auto loan directly on our site, we have a partner than can refinance your GMAC Loan. They will give you up to 4 lenders who want to refinance your GMAC Loan. If you are interested, please go here.

    Refinance my GMAC Loan

  21. Can I get an auto loan or lease while I have an open bankruptcy
    Chapter 13?
    I am in my 2nd year of a 3 year pay back. Trustee verification is
    available.

    We represent lenders that provide auto financing for all types of credit, including bankruptcies. Let us help you get the loan that you need. Apply for Auto Financing now.

  22. My husband & I our into our 2nd year of 3 years of bankruptcy. We have gotten an approval letter from the Chapter 13 Trustee allowing us to borrow $15,035.00 for a vehicle. Do you finance during bankruptcy?

    Yes. Many of our lenders finance during bankruptcy, and that will be taken into consideration when we place you with someone. Expect to pay a higher rate during the bankruptcy though. Apply Now

  23. I have equity in my auto and I need to refinance to use this equity, but have credit score of 560 where can I do this??

    Our partner can help you do this. Apply for Auto Refinancing Now

  24. Are you an auto financing company?

    No, we are not an auto financing company. However, we do represent many different auto financing companies. Our auto financing experts will help you find the best auto financing options for your situation.

  25. My rate is already low, and i have been paying on my car for 2 yrs but I make less money now and want to lower my paymant. Is there a way to do this?

    Yes, there is a way to do this. You need to get Auto Refinancing
    through our partner site.

  26. I am currently financing my Ford Freestar with Chrysler Financial but I need cheaper payments monthly before they repossess it. What are some options?

    The quickest and best option for you would be to obtain Auto Refinancing from our partner site.

  27. my husband would like to purchase at a dealer. Do you have topurchase from a certain dealer?

    You should look at our Blank Check Loan. This will allow you to go to any dealership and purchase a car without having to go through their financing.

  28. I have been unemployed now for 9 months and am at the point where I cannot afford to make the payments on my 2007 GMC truck. If it is repossesed, what happens to my credit rating? The truck is in like new condition, with 13 of 60 payments made.

    If you leased the car, you should look into Getting out of the lease early. A repossession will impact your credit rating, but to what degree is hard to say. You should try to avoid that if possible.

  29. I filled Chapter 7 at the end of January and need a car loan. Having trouble finding a car at a buy here pay here place. Am I pretty much stuck till the Chapter 7 is released?

    You may not be stuck until after the Chapter 7 is released. We represent lenders that may loan to you even if you are in bankruptcy. To find out if you are able to obtain auto financing, please apply now

  30. I have a loan w/ my cousin and want it in mine only for my truck. The milage is over 103,000, 2003 F150. Can you help?

    Yes! I can help. May I suggest that you apply for auto refinancing. This will allow you to take an existing auto loan and financing it under a new name and financing plan. To get more details, you can visit our Auto Refinance Partner

  31. I am current 4 months behind on my loan and facing repossession can you help

    I might be able to help you. Without knowing your exact situation, I would suggest that you apply for automobile refinancing. If you have enough equity in your car, you may be able to pay off the past due amount. Apply for Automobile Refinancing
    now.

  32. do you handle motorcycle finance?

    We currently do not handle motorcycle financing.

  33. I AM GOING THROUGH HARD TIMES, AND MY CAR IS ABOUT TO GET REPOED. MY PAYMENTS ARE 524.93. I WOULD LIKE TO TRADE IT IN FOR SOMETHING A LITTLE CHEAPER. BUT I HAVE BEEN TURNED DOWN TWICE. I AM TWO PAYMENTS BEHIND. BEFORE THAT I NEVER MISSED A PAYMENT.WHAT CAN I DO?

    Lenders all seem to have different requirements, so we aren’t able to answer specifically what has to be done. What I can do is tell you what would give you a better chance at helping this situation. If you can borrow money from a friend or family member to get up to date on payments, that would help your situation out greatly. If that isn’t an option, you can talk to your existing lender and let them know your current situation, and how you would like to resolve it. Sometimes they’ll work with you, sometimes they won’t. If you’ve already been turned down twice, an auto refinance may be difficult, but unless you fill out the application, there is no way to know.

  34. I Have a credit score of 500 and only 300 down money. I truely need a car for work and saw that you have a 2005 nissan altima for sale at $14,000 would this be possible for me to purchase with a car payment of 220 month. I have been at my place of residence for 5 1/2 years and on my job for 6 1/2 yr and my yrly income is $28,750, no bankrupts, I do not want a co signer.

    We do have partners that specialize in giving loans with 500-600 credit score and low money down. We would need more details before we were able to set the down payment. It depends on many factors. Please complete our Online Auto Financing application and we will respond promptly.

  35. I am considered high risk and I need a car so that I can go back and forth to work so that I can be able to pay off some of my debt I am limited on a dow payment for a car is ther anyway that I would be able to be financed with no down payment.

    We have partners that specialize in high risk, bad credit auto financing. They will, however, require some sort of down payment. But they can work with you to keep it as low as possible. I would suggest that you Apply Now for auto financing from our partners. There is no cost and no obligation to you. You will be getting back and forth to work in no time with our quick auto financing.

  36. I currently lease a car (2yrs to go) and the payment is really high. Can I get a loan to purchase the car now? I used to have excellent credit but it is now BAD! I was a Realtor,enough said! I own not rent and my husband and I have jobs making pretty good money. We are not behind in the payments, YET!

    Typically you get a Lease Buyout Loan at the end of your lease. This will allow you to convert from a lease to owning the car. If that isn’t possible, based on the timing of your lease, you can also look into getting out of your lease early.

  37. Do you provide auto financing?

    We do not provide the auto financing ourselves. Instead, we collect your information and match you with a auto financing lender to meet your specific auto financing needs.

  38. Why do you ask for a social security number upon entering your site?

    We do not collect your SSN upon entering our website. We only ask for your social security number when you will out our secure online auto financing application. The lenders use this to run your credit score to determine what auto financing rate and terms they are able to offer you. We will get you the best deal.

  39. I owe $375.00 on my loan for my car. I have had alot of trouble with my payments I just had a baby and I developed an infection and almost died. I’m still not working. I was wondering since I have paid so many late fees and have had work done to my car just before I had my baby if that fee could be waived as a courtesy? That sure would be appreciated.

    Sorry to hear about your troubles. We here at autofinancing.net wish you all the luck in the world. As far as getting fees waived, you would have to contact your auto financing note holder. They are the only ones that could possibly waive the fees.

  40. Do you do auto refiancing for vehicles?

    For auto refinancing, we ask that you visit our partners at MyAutoLoan.com.
    . They provide you with up to 4 lenders willing to help you refinance your vehicle.

  41. Can we fill out the application over the telephone for approval?

    Unfortunately, we cannot currently take an application over the phone.

  42. I want to refi my car. My mother in law is going to do it for me since she have a better credit score, What do i need to do?
    Note My girl friend co-sighned for me when i go it so booth names are on car she is going BK and i dont want to give up my car. Never late on payments.

    Have your mother in law complete the auto refinancing application below. They will get you up to 4 lenders willing to refinance the car for you. Most likely, they will require that you transfer the title of the car to your mother in law.
    Apply for an Auto Refinancing Now.

  43. If I qualify for a loan, am I free to purchase a car anywhere in the US or only in my local area. That seems to be the problem I am having finding a loan. Thanks. Would appreciate info ASAP

    You should look at our Blank Check Loan. This will allow you to go to any dealership and purchase a car without having to go through their financing.

  44. I need help on refinancing my vehicle.

    No problem. We can help. Please complete the online auto refinancing application to receive up to 4 auto refinancing offers.

    “Auto Refinancing Application

  45. I currently have my car financed through Triad Financial but am looking to try and refinance through another company. I have filed bankruptcy several years ago but it has been discharged. Does your company do the refinancing?

    Our partner can help you do this. Apply for Auto Refinancing Now
    . They will actually get you up to 4 offers for refinancing for you to choose from.

  46. what do your credit score need to be? with bad credit

    Our auto financing lenders do not have a limit for credit score. We have several lenders that specialize in bad credit auto financing. So feel free to Apply Now.

  47. I had a repossession a few months ago, have secured improved employment with stability and increased income. Are you able to assist me and how much would the down payment be, if able to assist?

    We do represent lenders that should be able to help you with your current situation. I am not able to give you a specific auto financing down payment without additional information. Please click on the link above for “Apply Now” and someone will get to you about down payment and monthly payments.

  48. do you finance motorcycle’s ?

    No, we do not currently offer motorcycle financing.

  49. I had great credit especially auto credit for years. I had a ch 7 in 2005. I have a current car loan with high % rate on used vehicle purchased in June 2007. Can I refinannce to lower rate and not put additional money down?

    As you may know, financing rates have been going down over the past several months so now may be a good time for you to look into Auto Refinancing from our partner site. They can let you know the exact interest rate they can lower it to.

  50. i have an 8.7 percent rate. i paid 1/2 of my car loan. i need a 84 month car loan, the balance of my loan is 31000.00 can you help me find a loan? my credit is a-1. please contact me a.s.a.p.

    With such good credit, one of our partners should be able to get you a lower rate with the terms for your situation. Apply for Auto Refinancing

  51. I am leasing from Mercedes Benz Financial. One payoff is approximately $88,000 and the other approximately $34,000. Because of health issues in my family my credit score is decreasing. Is it possible to refinance out of my lease in the state of Alabama?

    You should look into having someone else assume your lease. The internet has made this a relatively simple process these days. Learn how to exit your lease now.

  52. I aleady have a car in mind to buy and I have about 1200 down. can i take this financing to the dealership that has the car i want?

    If it is a franchise dealership, you can get a Blank Check Loan that will allow you to negotiate for the car as if you were buying it with cash. If this is a local used car dealer, you can apply for the Person to Person Auto Loan.

  53. I have a car that may get reposesed and would like to save face and either give the car up or try to refinance if possible, which of the two options would you suggest? Would I be able to get another car right away if I suffered a reposession? My credit score is pretty low because I was out of work for some time. Can you help?

    I suggest that you first apply for auto refinancing by filling out our partner’s
    “Auto Refinancing Application
    . You will receive up to 4 auto refi offers.

    If they are not able to help you with refinancing, I suggest that you contact your lender and ask them your options to give the car back before it can be repossessed. You should be able to find financing after reposession, but the rates will be higher and they will lend you less money. Good Luck.

  54. right now my credit is under 500, i also have a repossesion on my credit for a car i cosigned, it was repossed in 2006. my lease is up in september and I dont know what to do!! will anyone finance me?

    We often find lenders willing to finance a car for someone with a repossession, however, without the full Auto Financing Application, we are unable to give you an answer. If you are interested in keeping your leased car, you should apply for a Lease Buyout Loan.

  55. I need to refinance my vehicle my credit score is 496 can anyone help.

    Credit score is only one factor on our auto financing application form. We understand that people get into tough situations and their credit score is low, but we would like to help you get a car. Please fill out our online auto financing application so we can get you in that car or truck.

  56. how can you get out of a loan that has a very high interest rate that out of 475.04 a month 39.00 is going to principal and it has been 2 years of payments.

    I understand that you would like more of your monthly payment to go to principal instead of interest. That is a smart move. We have a partner that can give you up to 4 offers for refinancing your car. I think with the recent lowering of interest rates, you should be able to get a better loan.

    Apply for an Auto Refinancing Now

  57. can I consolidate my two cars into one loan?

    No, you are not able to do this. Each car title must have its own car loan.

  58. how can i look at your new or used cars?

    To view our new and used cars, please visit Car Finder. On that site, you will find our special “new car finder” and “used car finder” which will assist you in finding that perfect car for you.

  59. my husband and I need a new SUV, but our credit stinks. Our home loan lender sent out a foreclosure notice on our home that was not even ours…we pay our mortgage on time. Somehow we were messed up with another couple same last name, but it is still not off of our credit. Can we still get auto financing?

    Without knowing more about your credit situation, I can’t say if it is possible or not. Your situation would be better without the error on your credit report, but maybe if you explain the error to the lender, and have supporting documentation that proves it shouldn’t be there, they would overlook it. For a more complete analysis, please fill out the Auto Financing Application.

  60. Will you refinance my truck? I have a 2002 Dodge Dakota SLT quad cab with a V8. It has power door locks,pw,cruise,tilt, towing package,am/fm cassette cd player, driver info center. It has about 179,000 miles. The kelly blue book and NADA says its worth 8600.00 still. I just want to pay off my bank note 1442.00 and finance 2500.00 on top of that. Can you help me. And my credit stincks.

    Good news, we specialize in bad credit auto financing. It sounds like you have a great truck and you kept its blue book value high. We look at other factors beyond just your credit score so feel free to apply today. We should be able to help you.

  61. can i purchase from a used car dealer?

    Our partner website offers Any Dealer Auto Financing. That type of auto financing will allow you to purchase a used car from any dealer.

  62. can we pay our loan payment on line?

    Autofinancing.net represents many different auto loan companies to help you get the best deal based on your information. Many of these finance companies will allow you to pay your auto loan on line. If the ability to pay your loan online is important to you, apply for auto financing and before you sign any contracts, ask them if they allow for on line payments.

  63. I would like to refinance my auto loan and tried, but was told I am unable to because I currently owe more than the vehicle is worth. Is there someone that could help me refinance?

    While I can not say for certain without more details about your situation, I can say that we have had many visitors that have had luck refinancing at the site below. It is a completely free service so you really have nothing to lose.

    Once you complete the application, they will send you up to 4 refinancing quotes.

    Apply for an Auto Refinancing Now

  64. Hi my name is Giovanni, my question is I have a loan with toyota financial but my car has 124,000 miles can I refinance with you or any partner you guys worked with my fico score is 680 average with all 3 bureaus

    We have some partners that are more flexible than others on the refinance requirements, but most lenders require the car have less than 100,000 miles. We will do our best to place every customer with a lender.

  65. I am a first time buyer and looking to get a vehicle. I have no co-signers. what can I do?

    Congrads on your first car! (and your first car loan). We represent lenders that would be happy do lend to a first time buyer with no co-signer. They take into consideration many factors besides being a “first time buyer”. Please apply now on our website and let us help you get that first new vehicle.

  66. i have a 1998 dodge durango. are you able to refi cars made from that year

    Most lenders will only refinance a car that is 6 years old, or newer. Some customers have had luck with older cars, however, there is a very limited pool of lenders. We will do our best though.

  67. where does the loan comes from?

    The auto loan will come from one or more dealerships in your area so you can purchase a variety of new and used vehicles without having to travel far.

  68. i am currently behind in my auto loan payments by two months can i still trade in my vehicle for a newer year model? And need time to come up with a down payment

    Different dealers are willing to take different amounts of risks. There is a greater risk associated with your situation, so it could be harder to find a dealer. If you are able to get up to date on your loan, and save up some more money for the down payment, you would be better off.

    Another possibility is if the value of your current car is higher than the car you are interested in getting. Look up the Trade in Value of your car, and then check new car invoice prices.

  69. what are the terms? (rate&length)

    We represent many different auto financing lenders and they will each work with you to determine the best length for your auto loan. Interest rates are generally pretty low these days, but will vary based on your credit score and a variety of other financial data. I urge you to complete our online application so our partners can work with you to get you the best auto financing deal.

  70. I would like to refinance my car without a cosigner

    In many cases, you will be able to refinance your auto without a cosigner even if you currently have a cosigner. But until we know your credit score and other financial data, I am unable to let you know in your specific case. I suggest that you comple our partner’s online auto refinancing application.

    “Auto Refinancing Application

  71. My car has been repossed. Is it possible to refinance with another lender and get my car back. My credit is not great either.

    Without knowing all the details, I don’t want to say that it’s impossible, but it isn’t very likely that someone else would take on the risk.

  72. I have a 2002 Lexus RX300 I currently owe appx $9500.00 I need take $4500.00 cash out out make is that possible.

    I can not say for sure without knowing the value and condition of your car. But I would suggest visiting our partners. You will have the best chance with them to get the Auto Refinancing
    to get the $4500 you need.

  73. I want to lower down my APR and monthly payment since I got this at a very high APR since I haven’t build any credit yet. Now my score is in 650+. I want to take advantage to lower it down into 6.5% APR or lower which ever is lower. Am I qualified for this?

    Congrads on raising your credit score. I know how exciting that is. And you do deserve a better APR since you now should not be considered “bad credit” anymore. I would suggest that you fill out an application with our auto refinancing partner at MyAutoLoan.com.
    . They can get you up to 4 offers that will hopefully get you the interest rate that you seek.

  74. my car is financed in my husbands name we are about to go through a divorce i would like to get the car financed in my name is this possible.

    What you would need to do is refinance the car to a new loan that only includes your name. Most of the time, they will also require that you change the name on the title to only the new financed name. You can get more details about this type of loan at MyAutoLoan.com.
    .

  75. My chapter 13 bankruptcy discharged 2 months ago and I was behind on making my vehicle payments, vehcile was repro on 4-23-08. Can I get a loan.

    If you are talking about getting a loan to get your existing Repo’d car back, it isn’t very likely. If you are asking if you’ll be able to get another loan, the answer is maybe. Many people are able to get loans after a bankruptcy, or a repossession.

  76. my car got repossesed yesterday, I owe about 6K, and the car is worth about 16,000, can you help get me a loan to refiance so I can get the car back. I am a cancer survivor and cancer is what cause he late payments. I am on the road to recovery and work 2 jobs, and my husband works as well. Is there any way someone out there can help me get my car back.

    Once the vehicle has been repossessed, it is hard to get a refinance on it. Your best bet would be to talk to the original lender and see if you can work something out with them. I wish I had a better answer for you. Good luck.

  77. I am self employed and have a credit score of 560. I have a truck that has 114,000 miles on it and is paid off completely. I have been turned down for financing from other institutions in that my after tax net taxable income reflected on my tax returns is too low to meet ratio requirements. I do have 12 months worth of personal bank statements that show my deposits to be approx. $10,000 a month. I am looking to attain a loan of approx. $8,000 and the blue book value of my car is approx. $10,000. I also have 1099’s from 2007 showing $110,000 in income. Can your company help me with this request?

    Based on what you described, it doesn’t seem like you should have a hard time with this, though it’s hard for me to say for sure. Some lenders might not spend the time looking at your accompanying documents to validate your financial situation, which could be why you are having a hard time. We try our best to place every application that comes in with a lender willing to provide the financing requested.

  78. Do you finance motorcyles with credit score of 610?

    I am sorry but we do not currently offer motorcycle financing.

  79. I am currently station in hawaii but my home of record is south carolina. My question is I am wanting to refinance my car but since I am stationed in hawaii can I use my home of record address in South Carolina since Hawaii is not a valid state in the choices of states?

    I would suggest completing an application with our auto refinancing partner. They should allow you to apply from Hawaii. If not, as a second option, you can use your home of South Carolina. And thank you for your service.

    “Auto Refinancing Application

  80. I have an SUV that I’m 4 months behind on. I was out of work for a while and homeless because of being downsized. I virtually was living in the SUV. I want to get rid of it because I can’t afford it anymore due to the high gas cost as well as the payments and the bad memories and situation i was in. I recently acquired a position but still have the SUV. What can I do. I need something affordable. I’m at least 1200.00 behind and my payout is about 5,000. What can I do?

    I would recommend trading it in or selling it to someone else, and then using the money to pay off what you owe. If it isn’t enough money to pay off what is still owed, talk to the lender about your situation. Some can be understanding and willing to work with you.

  81. i had i repo last year but i need a car my score in not great

    We represent many lenders that will provide auto financing to a variety of credit scores, including not so great credit scores. Much will have to do with your down payment and the type of car you want to get. I suggest that you click on the “apply now” link on our website and we will try and find you car financing that meets your requirements.

  82. i have already found a car i want, can i get a loan through you and use it at any dealership or only dealerships you work with.

    What you want is a Blank Check Auto Loan. You will be able to write a check to the dealer up to the approved amount, and it gets treated as cash. Your loan will then be at the terms agreed upon earlier, and for the amount you ultimately write the check for. This is usually a better option than letting the dealer get you financing. If the dealer can do better, you have the option to not use the check at all.

  83. I wonder if you’d be able to help me. I have been diagnosed with Lupus and has been out of work on and off and my rate of pay has dropped because of my illness, therefore I am currently behind on my car loan. I have tried to refinance but get turned down because we have bad credit. Is there anyone out there who can help? I’d like to try to refinance even if it goes down $50. Please if someone can help point me in the right direction.

    Have you applied on our website yet? We do have partners that specialize in bad credit auto refinancing. Just go to autofinancing.net and click on “Apply Now”.

  84. I already have a vehicle and looking to trade it in. My vehicle is worth 6,000 and i owe 13,000 left on it. I know I’m going to have neg equity. Can i still get approved

    It all depends on how much you could qualify for. If your credit indicates you can afford a $20,000 car, and you’re $7000 negative, you can expect a car in the $13,000 range, however, you’ll be paying the $20,000 loan payments.

  85. Just had my BK discharged.My vehicle is paid off but worth more then the BK would allow. We settled for $8k due on the vehicle in 6 months. Do you have a loan for this? I guess it would be a secured loan against my vehicle.

    We do have partners that will accept applications for auto financing if you have had a recent bankruptcy. You just have to be honest with them and let them know all the details of the BK. Please click on the “Apply Now” link, complete the form and a partner will contact you with a financing offer.

  86. What state in the United States do you not do refinancing for?

    We have partners in all 50 states plus Washington DC that can provide auto refinancing if you qualify.

  87. I am almost 19 and want to buy a car in my name only. I established my credit with two credit cards last year around August. I have paid on time and above minimum payments. One card increased my credit for me for my paying well. I work full time and make 9 hr. I have found the car I want to buy and it is 12000 in another state from me. I don’t have a co-signer really as anyone that could doesn’t have good credit and I don’t want a high interest rate because of them. Do you think you could help?

    Since you already have picked out a car, what you need is Blank Check Auto Financing. You can get more details about this on our website at Blank Check Auto Financing .

  88. I have a 1999, Chevrolet pick-up that I want at a car dealership. I want to trade in my current vehicle toward the truck ,so that I do not have a second car payment. Can you finance with a trade in ?

    If you’ve already picked out your car, you would be interested in a Blank Check Auto Loan. That will allow you to trade your car in, and write a check for the remaining balance.

  89. Can you finance a automobile for someone who is still paying Chapter 13 payments? We’ll be finished in 2009

    We do have partners that will provide financing even if you have had a bankruptcy. Please complete our online auto financing application and our partners will contact you with financing offers.

  90. I have some credit cards that I want to pay off to help improve my credit score and do not want to get a home equity loan but read somewhere where I could possibly refinance my car to get the extra cash to pay those off. Is that true?

    I am currently with Ford Credit and have never missed a payment. I have a 2004 Ford Mustang with 57K miles.

    Yes, that is true. You need to obtain auto refinancing. We have a partner that could be perfect for you. No problem. Please complete the online auto refinancing application to receive up to 4 auto refinancing offers.

    “Auto Refinancing Application

  91. I was referred to your site while researching voluntary reposession. Do you offer financing/refinancing to avoid this type situation. I have been ill and off work, have fallen behind in my payments, but expect to return to work and have my income restored. I am 31 days/2 payments behind at this point in time.

    Your best option would be to talk with the lender and explain your situation. If you think you will still be unable to keep up with payments, then a voluntary repossession could be an option. This will save you some money if they are coming to repossess the vehicle. State laws vary, but you will likely be responsible for whatever the difference between what they sell the car for, and what you still owe. As for getting a loan for that, unfortunately, it’s not something we can find for you. If you owe the lender some money after they sell the car, you should work with them on a payment plan. Good luck.

  92. I currently have a 2006 Nissan Pathfinder / the veh was repo. on Sunday- I payed my past due amt. & the veh has been returned to me. I would like to re-finance the veh. and have lower veh. pymts. what are my options?

    You can apply for refinancing, but your approval will depend on your payment/credit history. If the repossession was reported, that will appear negatively on your refi application. You can fill out a refinance application.

  93. Can you offer financing to someone in Chapter 13 and currently on disability?

    We attempt to place every application we receive with a lender. With your Chapter 13 there are fewer lenders available, but there are still lenders. You will need to have an authorization to incur debt from the trustee.

  94. I interest in lease a chrysler 300 new car, but my credit is only a 560, what is the credit a need to lease a 300

    We offer auto financing options for credit scores in your range. However, there are many factors in determining if our partners will finance you or not (such as income, time at job). Please fill out our application so we may determine if we are able to offer you financing.