what is present rate for 15,000.00 auto loan with 740 credit rating

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what is present rate for 15,000.00 auto loan with 740 credit rating

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I had great credit especially auto credit for years. I had a ch 7 in 2005. I have a current car loan with high % rate on used vehicle purchased in June 2007. Can I refinannce to lower rate and not put additional money down?
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I’M CURRENTLY IN 2002 VEHICLE I OWE 4,600 ON IT AT THE PRESENT TIME BUT I AM IN NEED DESPRETLY OF ANOTHER CAR RELIABLE. MY CREDIT I DON’T KNOW WHERE IT’S AT RIGHT NOW. BECAUSE I’M CURRENTLY IN A PROGRAM FOR 6MNTHS TRYING TO REPAIR IT BUT THE CAR WILL NOT MAKE IT UNTIL IM DONE.CAN YOU HELP ME? I’VE APPLIED THERE BEFORE.AND WAS TURNED DOWN.
i have an 8.7 percent rate. i paid 1/2 of my car loan. i need a 84 month car loan, the balance of my loan is 31000.00 can you help me find a loan? my credit is a-1. please contact me a.s.a.p.

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what is present rate for 15,000.00 auto loan with 740 credit rating