Auto Financing
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How old does a car loan have to be before I am able to refinance it to obtain a lower interest rate?

It's important to show that you have the ability to pay on time for at least 3 months. Some will accept applications for less than that, but it's a good idea to have at least 3 months. Learn more about Auto Refinancing.

Related Help:

  • I need to refinance my car loan. I have declared bankruptcy in the last seven years, have paid it off, but no one will refinance us. Our current interest rate is 15.6%. Can you help?
  • I currently have a very high interest rate and would like to lower my payment. How can I do that?
  • I had great credit especially auto credit for years. I had a ch 7 in 2005. I have a current car loan with high % rate on used vehicle purchased in June 2007. Can I refinannce to lower rate and not put additional money down?
  • I want to refinance a car loan to get payments lower. How can I do that?
  • how can you get out of a loan that has a very high interest rate that out of 475.04 a month 39.00 is going to principal and it has been 2 years of payments.

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